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    <DATE-OF-ISSUE>28-09-2021</DATE-OF-ISSUE>
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    <FATHER><![CDATA[DEVARAJU]]></FATHER>
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    <ADDRESS-2></ADDRESS-2>
    <ADDRESS-3></ADDRESS-3>
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      <VARIATION>
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      <VARIATION>
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        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
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    <RESPONSE>
      <LOAN-DETAILS>
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        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>10,11,719</DISBURSED-AMT>
        <DISBURSED-DT>21-06-2019</DISBURSED-DT>
        <LAST-PAYMENT-DATE>10-08-2021</LAST-PAYMENT-DATE>
        <CLOSED-DATE>10-08-2021</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2021,000/STD|Jul:2021,000/STD|Jun:2021,000/STD|May:2021,000/STD|Apr:2021,000/STD|Mar:2021,000/STD|Feb:2021,000/STD|Jan:2021,000/STD|Dec:2020,000/STD|Nov:2020,000/STD|Oct:2020,000/STD|Sep:2020,000/STD|Aug:2020,000/STD|Jul:2020,000/STD|Jun:2020,000/STD|May:2020,000/STD|Apr:2020,000/STD|Mar:2020,000/STD|Feb:2020,000/STD|Jan:2020,000/STD|Dec:2019,000/STD|Nov:2019,000/STD|Oct:2019,000/STD|Sep:2019,000/STD|Aug:2019,000/STD|Jul:2019,000/STD|Jun:2019,000/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS>
          <SECURITY-DETAIL>
            <SECURITY-TYPE></SECURITY-TYPE>
            <OWNER-NAME></OWNER-NAME>
            <SECURITY-VALUE>0</SECURITY-VALUE>
            <DATE-OF-VALUE></DATE-OF-VALUE>
            <SECURITY-CHARGE></SECURITY-CHARGE>
            <PROPERTY-ADDRESS></PROPERTY-ADDRESS>
            <AUTOMOBILE-TYPE></AUTOMOBILE-TYPE>
            <YEAR-OF-MANUFACTURE></YEAR-OF-MANUFACTURE>
            <REGISTRATION-NUMBER></REGISTRATION-NUMBER>
            <ENGINE-NUMBER></ENGINE-NUMBER>
            <CHASSIS-NUMBER></CHASSIS-NUMBER>
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        </SECURITY-DETAILS>
        <ACTUAL-PAYMENT>5,33,412</ACTUAL-PAYMENT>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>1040012009750</ACCT-NUMBER>
        <CREDIT-GUARANTOR>RUPEEK CAPITAL PRIVATE LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Personal Loan</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>25,484</DISBURSED-AMT>
        <DISBURSED-DT>26-12-2019</DISBURSED-DT>
        <LAST-PAYMENT-DATE>07-07-2020</LAST-PAYMENT-DATE>
        <CLOSED-DATE>07-07-2020</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Jul:2020,DDD/DDD|Jun:2020,004/STD|May:2020,000/STD|Apr:2020,000/STD|Mar:2020,000/STD|Feb:2020,000/STD|Jan:2020,000/STD|Dec:2019,000/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <CREDIT-LIMIT>0</CREDIT-LIMIT>
        <SECURITY-DETAILS/>
        <CASH-LIMIT>0</CASH-LIMIT>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>120724731</ACCT-NUMBER>
        <CREDIT-GUARANTOR>HDFC BANK LTD</CREDIT-GUARANTOR>
        <ACCT-TYPE>Business Loan General</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>15,12,958</DISBURSED-AMT>
        <DISBURSED-DT>05-08-2021</DISBURSED-DT>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>15,12,958</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2021,000/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
        <ACTUAL-PAYMENT>0</ACTUAL-PAYMENT>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>1104117</ACCT-NUMBER>
        <CREDIT-GUARANTOR>NEOGROWTH CREDIT PRIVATE LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Business Loan General</ACCT-TYPE>
        <DATE-REPORTED>31-07-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Joint</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>9,72,882</DISBURSED-AMT>
        <DISBURSED-DT>19-09-2020</DISBURSED-DT>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>6,06,305</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Jul:2021,000/XXX|Jun:2021,000/XXX|May:2021,000/XXX|Apr:2021,000/XXX|Mar:2021,000/XXX|Feb:2021,000/XXX|Jan:2021,000/XXX|Dec:2020,000/XXX|Nov:2020,000/XXX|Oct:2020,000/XXX|Sep:2020,000/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
        <WRITTEN-OFF_SETTLED-STATUS>Restructured due to COVID-19</WRITTEN-OFF_SETTLED-STATUS>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>5066002</ACCT-NUMBER>
        <CREDIT-GUARANTOR>MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Auto Loan (Personal)</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>5,00,000</DISBURSED-AMT>
        <DISBURSED-DT>04-11-2017</DISBURSED-DT>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>1,11,217</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2021,000/XXX|Jul:2021,000/XXX|Jun:2021,000/XXX|May:2021,000/XXX|Apr:2021,030/XXX|Mar:2021,000/XXX|Feb:2021,000/XXX|Jan:2021,030/XXX|Dec:2020,000/XXX|Nov:2020,000/XXX|Oct:2020,030/XXX|Sep:2020,030/XXX|Aug:2020,000/XXX|Jul:2020,000/XXX|Jun:2020,000/XXX|May:2020,000/XXX|Apr:2020,000/XXX|Mar:2020,000/XXX|Feb:2020,000/XXX|Jan:2020,000/XXX|Dec:2019,000/XXX|Nov:2019,000/XXX|Oct:2019,000/XXX|Sep:2019,000/XXX|Aug:2019,000/XXX|Jul:2019,000/XXX|Jun:2019,000/XXX|May:2019,000/XXX|Apr:2019,000/XXX|Mar:2019,000/XXX|Feb:2019,000/XXX|Jan:2019,000/XXX|Dec:2018,000/XXX|Nov:2018,000/XXX|Oct:2018,000/XXX|Sep:2018,000/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
        <INTEREST-RATE>8.5</INTEREST-RATE>
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    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>1048477</ACCT-NUMBER>
        <CREDIT-GUARANTOR>NEOGROWTH CREDIT PRIVATE LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Business Loan General</ACCT-TYPE>
        <DATE-REPORTED>30-09-2020</DATE-REPORTED>
        <OWNERSHIP-IND>Joint</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>15,00,000</DISBURSED-AMT>
        <DISBURSED-DT>27-01-2019</DISBURSED-DT>
        <CLOSED-DATE>20-09-2020</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Sep:2020,000/XXX|Aug:2020,000/STD|Jul:2020,000/STD|Jun:2020,000/STD|May:2020,000/STD|Apr:2020,000/STD|Mar:2020,000/STD|Feb:2020,DDD/DDD|Jan:2020,000/STD|Dec:2019,000/STD|Nov:2019,000/STD|Oct:2019,000/STD|Sep:2019,000/STD|Aug:2019,DDD/DDD|Jul:2019,000/STD|Jun:2019,000/STD|May:2019,000/STD|Apr:2019,000/STD|Mar:2019,000/STD|Feb:2019,000/STD|Jan:2019,000/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>39909</ACCT-NUMBER>
        <CREDIT-GUARANTOR>KNAB FINANCE ADVISORS PRIVATE LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Business Loan General</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Joint</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>80,000</DISBURSED-AMT>
        <DISBURSED-DT>24-07-2019</DISBURSED-DT>
        <LAST-PAYMENT-DATE>25-08-2021</LAST-PAYMENT-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>6,665</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2021,000/XXX|Jul:2021,026/XXX|Jun:2021,000/XXX|May:2021,000/XXX|Apr:2021,000/XXX|Mar:2021,000/XXX|Feb:2021,000/XXX|Jan:2021,000/XXX|Dec:2020,000/XXX|Nov:2020,000/XXX|Oct:2020,000/XXX|Sep:2020,000/XXX|Aug:2020,000/XXX|Jul:2020,000/XXX|Jun:2020,000/XXX|May:2020,000/XXX|Apr:2020,000/XXX|Mar:2020,000/XXX|Feb:2020,024/XXX|Jan:2020,000/XXX|Dec:2019,000/XXX|Nov:2019,000/XXX|Oct:2019,000/XXX|Sep:2019,000/XXX|Aug:2019,000/XXX|Jul:2019,000/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>17816100265156</ACCT-NUMBER>
        <CREDIT-GUARANTOR>FEDERAL BANK</CREDIT-GUARANTOR>
        <ACCT-TYPE>Gold Loan</ACCT-TYPE>
        <DATE-REPORTED>31-08-2020</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>2,03,492</DISBURSED-AMT>
        <DISBURSED-DT>27-12-2019</DISBURSED-DT>
        <LAST-PAYMENT-DATE>26-08-2020</LAST-PAYMENT-DATE>
        <CLOSED-DATE>26-08-2020</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2020,000/STD|Jul:2020,000/STD|Jun:2020,000/STD|May:2020,000/STD|Apr:2020,000/STD|Mar:2020,000/STD|Feb:2020,000/STD|Jan:2020,000/STD|Dec:2019,000/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS>
          <SECURITY-DETAIL>
            <SECURITY-TYPE>Gold</SECURITY-TYPE>
            <OWNER-NAME></OWNER-NAME>
            <SECURITY-VALUE>2,23,938</SECURITY-VALUE>
            <DATE-OF-VALUE></DATE-OF-VALUE>
            <SECURITY-CHARGE></SECURITY-CHARGE>
            <PROPERTY-ADDRESS></PROPERTY-ADDRESS>
            <AUTOMOBILE-TYPE></AUTOMOBILE-TYPE>
            <YEAR-OF-MANUFACTURE></YEAR-OF-MANUFACTURE>
            <REGISTRATION-NUMBER></REGISTRATION-NUMBER>
            <ENGINE-NUMBER></ENGINE-NUMBER>
            <CHASSIS-NUMBER></CHASSIS-NUMBER>
          </SECURITY-DETAIL>
          <SECURITY-DETAIL>
            <SECURITY-TYPE>Gold</SECURITY-TYPE>
            <OWNER-NAME></OWNER-NAME>
            <SECURITY-VALUE>2,69,652</SECURITY-VALUE>
            <DATE-OF-VALUE></DATE-OF-VALUE>
            <SECURITY-CHARGE></SECURITY-CHARGE>
            <PROPERTY-ADDRESS></PROPERTY-ADDRESS>
            <AUTOMOBILE-TYPE></AUTOMOBILE-TYPE>
            <YEAR-OF-MANUFACTURE></YEAR-OF-MANUFACTURE>
            <REGISTRATION-NUMBER></REGISTRATION-NUMBER>
            <ENGINE-NUMBER></ENGINE-NUMBER>
            <CHASSIS-NUMBER></CHASSIS-NUMBER>
          </SECURITY-DETAIL>
        </SECURITY-DETAILS>
        <INTEREST-RATE>19.0</INTEREST-RATE>
        <SUIT-FILED_WILFUL-DEFAULT>No Suit filed</SUIT-FILED_WILFUL-DEFAULT>
      </LOAN-DETAILS>
    </RESPONSE>
  </RESPONSES>
  <INQUIRY-HISTORY>
    <HISTORY>
      <MEMBER-NAME>HDFC BANK LTD</MEMBER-NAME>
      <INQUIRY-DATE>23-08-2021</INQUIRY-DATE>
      <PURPOSE>Credit Card</PURPOSE>
      <OWNERSHIP-TYPE>PRIMARY</OWNERSHIP-TYPE>
      <AMOUNT>1,000</AMOUNT>
      <REMARK></REMARK>
    </HISTORY>
    <HISTORY>
      <MEMBER-NAME>HDFC BANK LTD</MEMBER-NAME>
      <INQUIRY-DATE>26-07-2021</INQUIRY-DATE>
      <PURPOSE>Business Loan General</PURPOSE>
      <OWNERSHIP-TYPE>PRIMARY</OWNERSHIP-TYPE>
      <AMOUNT>30,00,000</AMOUNT>
      <REMARK></REMARK>
    </HISTORY>
    <HISTORY>
      <MEMBER-NAME>HDFC BANK LTD</MEMBER-NAME>
      <INQUIRY-DATE>17-11-2020</INQUIRY-DATE>
      <PURPOSE>Business Loan General</PURPOSE>
      <OWNERSHIP-TYPE>PRIMARY</OWNERSHIP-TYPE>
      <AMOUNT>25,00,000</AMOUNT>
      <REMARK></REMARK>
    </HISTORY>
    <HISTORY>
      <MEMBER-NAME>HDFC BANK LTD</MEMBER-NAME>
      <INQUIRY-DATE>10-08-2020</INQUIRY-DATE>
      <PURPOSE>Business Loan General</PURPOSE>
      <OWNERSHIP-TYPE>PRIMARY</OWNERSHIP-TYPE>
      <AMOUNT>45,00,000</AMOUNT>
      <REMARK></REMARK>
    </HISTORY>
    <HISTORY>
      <MEMBER-NAME>HDFC BANK LTD</MEMBER-NAME>
      <INQUIRY-DATE>05-08-2020</INQUIRY-DATE>
      <PURPOSE>Business Loan General</PURPOSE>
      <OWNERSHIP-TYPE>PRIMARY</OWNERSHIP-TYPE>
      <AMOUNT>45,00,000</AMOUNT>
      <REMARK></REMARK>
    </HISTORY>
  </INQUIRY-HISTORY>
  <SCORES>
    <SCORE>
      <SCORE-TYPE>PERFORM CONSUMER 2.0</SCORE-TYPE>
      <SCORE-VALUE>362</SCORE-VALUE>
      <SCORE-COMMENTS>K-High Risk</SCORE-COMMENTS>
    </SCORE>
  </SCORES>
  <PRINTABLE-REPORT>
    <TYPE></TYPE>
    <FILE-NAME></FILE-NAME>
    <CONTENT></CONTENT>
  </PRINTABLE-REPORT>
</B2C-REPORT>