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    <FATHER><![CDATA[SRIKANTH RAO]]></FATHER>
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    <RESPONSE>
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        <DATE-REPORTED>31-08-2018</DATE-REPORTED>
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    <RESPONSE>
      <LOAN-DETAILS>
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        <DATE-REPORTED>15-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
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        <LAST-PAYMENT-DATE>14-07-2021</LAST-PAYMENT-DATE>
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        <CURRENT-BAL>2,13,611</CURRENT-BAL>
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        <LINKED-ACCOUNTS/>
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      <LOAN-DETAILS>
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        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>1,01,63,760</DISBURSED-AMT>
        <DISBURSED-DT>31-10-2017</DISBURSED-DT>
        <CLOSED-DATE>24-07-2018</CLOSED-DATE>
        <INSTALLMENT-AMT>1,20,441/Monthly</INSTALLMENT-AMT>
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        <COMBINED-PAYMENT-HISTORY>Jul:2018,DDD/DDD|Jun:2018,000/XXX|May:2018,DDD/DDD|Apr:2018,DDD/DDD|Mar:2018,000/XXX|Feb:2018,XXX/XXX|Jan:2018,XXX/XXX|Dec:2017,XXX/XXX|Nov:2017,XXX/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS>
          <SECURITY-DETAIL>
            <SECURITY-TYPE>Property</SECURITY-TYPE>
            <OWNER-NAME></OWNER-NAME>
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    <RESPONSE>
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        <CREDIT-GUARANTOR>KARNATAKA BANK LTD</CREDIT-GUARANTOR>
        <ACCT-TYPE>Gold Loan</ACCT-TYPE>
        <DATE-REPORTED>28-02-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
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        <DISBURSED-AMT>5,00,000</DISBURSED-AMT>
        <DISBURSED-DT>13-11-2019</DISBURSED-DT>
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        <CLOSED-DATE>25-02-2021</CLOSED-DATE>
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        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Feb:2021,XXX/STD|Jan:2021,079/STD|Dec:2020,048/STD|Nov:2020,017/STD|Oct:2020,031/STD|Sep:2020,XXX/STD|Aug:2020,XXX/STD|Jul:2020,XXX/STD|Jun:2020,XXX/STD|May:2020,XXX/STD|Apr:2020,XXX/STD|Mar:2020,XXX/STD|Feb:2020,XXX/STD|Jan:2020,XXX/STD|Dec:2019,XXX/STD|Nov:2019,XXX/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
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    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>0587002001181601</ACCT-NUMBER>
        <CREDIT-GUARANTOR>KARNATAKA BANK LTD</CREDIT-GUARANTOR>
        <ACCT-TYPE>Gold Loan</ACCT-TYPE>
        <DATE-REPORTED>15-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>4,55,000</DISBURSED-AMT>
        <DISBURSED-DT>25-02-2021</DISBURSED-DT>
        <LAST-PAYMENT-DATE>31-07-2021</LAST-PAYMENT-DATE>
        <OVERDUE-AMT>3,084</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>4,58,084</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2021,015/STD|Jul:2021,XXX/STD|Jun:2021,030/STD|May:2021,XXX/STD|Apr:2021,DDD/DDD|Mar:2021,XXX/STD|Feb:2021,XXX/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
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    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>LBANSBL0000022513</ACCT-NUMBER>
        <CREDIT-GUARANTOR>EDELWEISS RETAIL FINANCE LTD</CREDIT-GUARANTOR>
        <ACCT-TYPE>Business Loan General</ACCT-TYPE>
        <DATE-REPORTED>30-11-2017</DATE-REPORTED>
        <OWNERSHIP-IND>Joint</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>10,00,000</DISBURSED-AMT>
        <DISBURSED-DT>28-02-2017</DISBURSED-DT>
        <LAST-PAYMENT-DATE>23-11-2017</LAST-PAYMENT-DATE>
        <CLOSED-DATE>23-11-2017</CLOSED-DATE>
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        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Nov:2017,000/STD|Oct:2017,000/STD|Sep:2017,000/STD|Aug:2017,000/STD|Jul:2017,000/STD|Jun:2017,000/STD|May:2017,000/STD|Apr:2017,000/STD|Mar:2017,000/STD|Feb:2017,000/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
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    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>0587002001154801</ACCT-NUMBER>
        <CREDIT-GUARANTOR>KARNATAKA BANK LTD</CREDIT-GUARANTOR>
        <ACCT-TYPE>Gold Loan</ACCT-TYPE>
        <DATE-REPORTED>30-11-2019</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>5,00,000</DISBURSED-AMT>
        <DISBURSED-DT>31-10-2018</DISBURSED-DT>
        <LAST-PAYMENT-DATE>13-11-2019</LAST-PAYMENT-DATE>
        <CLOSED-DATE>13-11-2019</CLOSED-DATE>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Nov:2019,XXX/STD|Oct:2019,XXX/STD|Sep:2019,XXX/STD|Aug:2019,XXX/STD|Jul:2019,XXX/STD|Jun:2019,001/STD|May:2019,001/STD|Apr:2019,001/STD|Mar:2019,001/STD|Feb:2019,XXX/STD|Jan:2019,XXX/STD|Dec:2018,001/STD|Nov:2018,001/STD|Oct:2018,001/STD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
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    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>HCFBLRLAP00002731069</ACCT-NUMBER>
        <CREDIT-GUARANTOR>HERO FINCORP LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Property Loan</ACCT-TYPE>
        <DATE-REPORTED>31-07-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Joint</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>91,36,033</DISBURSED-AMT>
        <DISBURSED-DT>31-07-2018</DISBURSED-DT>
        <OVERDUE-AMT>2,03,821</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>87,39,152</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Jul:2021,058/XXX|Jun:2021,DDD/DDD|May:2021,058/XXX|Apr:2021,058/XXX|Mar:2021,056/XXX|Feb:2021,056/XXX|Jan:2021,028/XXX|Dec:2020,028/XXX|Nov:2020,027/XXX|Oct:2020,000/XXX|Sep:2020,000/XXX|Aug:2020,000/XXX|Jul:2020,000/XXX|Jun:2020,000/XXX|May:2020,000/XXX|Apr:2020,000/XXX|Mar:2020,000/XXX|Feb:2020,000/XXX|Jan:2020,000/XXX|Dec:2019,000/XXX|Nov:2019,000/XXX|Oct:2019,000/XXX|Sep:2019,000/XXX|Aug:2019,000/XXX|Jul:2019,000/XXX|Jun:2019,000/XXX|May:2019,000/XXX|Apr:2019,DDD/DDD|Mar:2019,000/XXX|Feb:2019,000/XXX|Jan:2019,000/XXX|Dec:2018,000/XXX|Nov:2018,000/XXX|Oct:2018,DDD/DDD|Sep:2018,000/XXX|Aug:2018,000/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
      </LOAN-DETAILS>
    </RESPONSE>
  </RESPONSES>
  <INQUIRY-HISTORY>
    <HISTORY>
      <MEMBER-NAME>KARNATAKA BANK LTD</MEMBER-NAME>
      <INQUIRY-DATE>15-06-2020</INQUIRY-DATE>
      <PURPOSE>Personal Loan</PURPOSE>
      <OWNERSHIP-TYPE>PRIMARY</OWNERSHIP-TYPE>
      <AMOUNT>15,00,000</AMOUNT>
      <REMARK></REMARK>
    </HISTORY>
  </INQUIRY-HISTORY>
  <SCORES>
    <SCORE>
      <SCORE-TYPE>PERFORM CONSUMER 2.0</SCORE-TYPE>
      <SCORE-VALUE>484</SCORE-VALUE>
      <SCORE-FACTORS></SCORE-FACTORS>
      <SCORE-COMMENTS>K-High Risk</SCORE-COMMENTS>
    </SCORE>
  </SCORES>
  <PRINTABLE-REPORT>
    <TYPE></TYPE>
    <FILE-NAME></FILE-NAME>
    <CONTENT></CONTENT>
  </PRINTABLE-REPORT>
</B2C-REPORT>