<B2C-REPORT>
  <HEADER>
    <DATE-OF-REQUEST>08-09-2021</DATE-OF-REQUEST>
    <PREPARED-FOR>  </PREPARED-FOR>
    <DATE-OF-ISSUE>08-09-2021</DATE-OF-ISSUE>
    <REPORT-ID>CCR210908CR311089362</REPORT-ID>
    <BATCH-ID>1107268335210908</BATCH-ID>
    <STATUS>SUCCESS</STATUS>
  </HEADER>
  <REQUEST>
    <NAME><![CDATA[SUDHANVA M K]]></NAME>
    <DOB>02-06-1975</DOB>
    <PAN><![CDATA[AKAPM6227F]]></PAN>
    <EMAIL-1>arashmisudhanva@gmail.com</EMAIL-1>
    <ADDRESS-1><![CDATA[3/1 4TH MAIN ROAD,  LAKSHMAIAH BLOCK,  GANGA NAGAR BANGLORE 560032 Karnataka]]></ADDRESS-1>
    <ADDRESS-2></ADDRESS-2>
    <ADDRESS-3></ADDRESS-3>
    <PHONE-1>7411900004</PHONE-1>
  </REQUEST>
  <PERSONAL-INFO-VARIATION>
    <NAME-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[M K SUDHANVA]]></VALUE>
        <REPORTED-DATE>31-08-2010</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[M K SUDHANVA]]></VALUE>
        <REPORTED-DATE>31-12-2016</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[M SUDHANVA]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[SUDHANYA M]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
    </NAME-VARIATIONS>
    <ADDRESS-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[S/O MUNIRAMAIAH NO-3/1, 4TH MAIN LAKSHMAIAH BL BANGALORE                    IND 560032 KA]]></VALUE>
        <REPORTED-DATE>18-05-2020</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO 3/1 4TH MAIN LAKSHMAIAH BLOCK GANGA NAGAR BANGALORE 560032 AP]]></VALUE>
        <REPORTED-DATE>31-05-2010</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO 3/1 4TH MAIN LAKSHMAIH BLOCK GANGA NAGAR BANGALORE 560032 AP]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO 3/1 4TH MAIN LAKSHMAIAH BLOCK GANGA NAGAR BANGALORE 560032 AP]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[S/O MUNIRAMAIAH NO-3/1, 4TH MAIN LAKSHMAIAH BLK BANGALORE 560032 KA]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[AKSHAYA TELECOM NO 36 MKS ARCADE BELLARY MAIN ROAD GANGA NAGAR BANGALORE 560032 AP]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[AKSHAY TELECOM NO-36 MKS ARCADE BELLARY MAIN ROA BANGALORE                    IND 560032 KA]]></VALUE>
        <REPORTED-DATE>17-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[AKSHAY TELECOM NO-36 MKS ARCADE BELLARY MAIN ROA BANGALORE                    IND 560032 KA]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[# 3/1, 4TH MAIN ROAD GANGANAGAR NEAR LAKSHMAIAH BLOCK 560032 KA]]></VALUE>
        <REPORTED-DATE>31-12-2016</REPORTED-DATE>
      </VARIATION>
    </ADDRESS-VARIATIONS>
    <PAN-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[AKAPM6227F]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[AKAPM6227F]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[0]]></VALUE>
        <REPORTED-DATE>31-12-2016</REPORTED-DATE>
      </VARIATION>
    </PAN-VARIATIONS>
    <UID-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[XXXXXXXX8328]]></VALUE>
        <REPORTED-DATE>31-12-2016</REPORTED-DATE>
      </VARIATION>
    </UID-VARIATIONS>
    <OTHER-ID-VARIATIONS/>
    <DRIVING-LICENSE-VARIATIONS/>
    <DATE-OF-BIRTH-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[02-06-1975]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[02-06-1975]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
    </DATE-OF-BIRTH-VARIATIONS>
    <VOTER-ID-VARIATIONS/>
    <PASSPORT-VARIATIONS/>
    <PHONE-NUMBER-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[7411900004]]></VALUE>
        <REPORTED-DATE>31-12-2016</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[00023337723]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[919111111111]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[09886409986]]></VALUE>
        <REPORTED-DATE>18-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[23337723]]></VALUE>
        <REPORTED-DATE>31-05-2010</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[9886409986]]></VALUE>
        <REPORTED-DATE>31-05-2010</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[23337723]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[4234567]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
    </PHONE-NUMBER-VARIATIONS>
    <RATION-CARD-VARIATIONS/>
    <EMAIL-VARIATIONS/>
  </PERSONAL-INFO-VARIATION>
  <SECONDARY-MATCHES/>
  <ACCOUNTS-SUMMARY>
    <DERIVED-ATTRIBUTES>
      <INQURIES-IN-LAST-SIX-MONTHS>0</INQURIES-IN-LAST-SIX-MONTHS>
      <LENGTH-OF-CREDIT-HISTORY-YEAR>2</LENGTH-OF-CREDIT-HISTORY-YEAR>
      <LENGTH-OF-CREDIT-HISTORY-MONTH>1</LENGTH-OF-CREDIT-HISTORY-MONTH>
      <AVERAGE-ACCOUNT-AGE-YEAR>0</AVERAGE-ACCOUNT-AGE-YEAR>
      <AVERAGE-ACCOUNT-AGE-MONTH>7</AVERAGE-ACCOUNT-AGE-MONTH>
      <NEW-ACCOUNTS-IN-LAST-SIX-MONTHS>0</NEW-ACCOUNTS-IN-LAST-SIX-MONTHS>
      <NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS>0</NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS>
    </DERIVED-ATTRIBUTES>
    <PRIMARY-ACCOUNTS-SUMMARY>
      <PRIMARY-NUMBER-OF-ACCOUNTS>4</PRIMARY-NUMBER-OF-ACCOUNTS>
      <PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS>0</PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS>
      <PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS>2</PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS>
      <PRIMARY-SECURED-NUMBER-OF-ACCOUNTS>0</PRIMARY-SECURED-NUMBER-OF-ACCOUNTS>
      <PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS>0</PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS>
      <PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS>0</PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS>
      <PRIMARY-CURRENT-BALANCE>0</PRIMARY-CURRENT-BALANCE>
      <PRIMARY-SANCTIONED-AMOUNT>0</PRIMARY-SANCTIONED-AMOUNT>
      <PRIMARY-DISBURSED-AMOUNT>0</PRIMARY-DISBURSED-AMOUNT>
    </PRIMARY-ACCOUNTS-SUMMARY>
    <SECONDARY-ACCOUNTS-SUMMARY>
      <SECONDARY-NUMBER-OF-ACCOUNTS>0</SECONDARY-NUMBER-OF-ACCOUNTS>
      <SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS>0</SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS>
      <SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS>0</SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS>
      <SECONDARY-SECURED-NUMBER-OF-ACCOUNTS>0</SECONDARY-SECURED-NUMBER-OF-ACCOUNTS>
      <SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS>0</SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS>
      <SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS>0</SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS>
      <SECONDARY-CURRENT-BALANCE>0</SECONDARY-CURRENT-BALANCE>
      <SECONDARY-SANCTIONED-AMOUNT>0</SECONDARY-SANCTIONED-AMOUNT>
      <SECONDARY-DISBURSED-AMOUNT>0</SECONDARY-DISBURSED-AMOUNT>
    </SECONDARY-ACCOUNTS-SUMMARY>
  </ACCOUNTS-SUMMARY>
  <EMPLOYMENT-DETAILS>
    <EMPLOYMENT-DETAIL>
      <ACCT-TYPE>Personal Loan</ACCT-TYPE>
      <DATE-REPORTED>31-08-2021</DATE-REPORTED>
      <OCCUPATION>SELF EMPLOYED PROFESSIONAL</OCCUPATION>
      <INCOME-FREQUENCY>A</INCOME-FREQUENCY>
      <INCOME-INDICATOR>G</INCOME-INDICATOR>
      <INCOME>300000</INCOME>
    </EMPLOYMENT-DETAIL>
  </EMPLOYMENT-DETAILS>
  <RESPONSES>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>4564070074426001</ACCT-NUMBER>
        <CREDIT-GUARANTOR>CITI BANK</CREDIT-GUARANTOR>
        <ACCT-TYPE>Credit Card</ACCT-TYPE>
        <DATE-REPORTED>18-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>2,28,365</DISBURSED-AMT>
        <DISBURSED-DT>28-11-2005</DISBURSED-DT>
        <LAST-PAYMENT-DATE>17-07-2007</LAST-PAYMENT-DATE>
        <CLOSED-DATE>21-12-2007</CLOSED-DATE>
        <OVERDUE-AMT>42,941</OVERDUE-AMT>
        <WRITE-OFF-AMT>89,836</WRITE-OFF-AMT>
        <CURRENT-BAL>72,912</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Nov:2007,XXX/XXX|Oct:2007,XXX/XXX|Sep:2007,XXX/XXX|Aug:2007,XXX/XXX|Jul:2007,XXX/XXX|Jun:2007,XXX/XXX|May:2007,XXX/XXX|Apr:2007,XXX/XXX|Mar:2007,XXX/XXX|Feb:2007,XXX/XXX|Jan:2007,XXX/XXX|Dec:2006,XXX/XXX|Nov:2006,XXX/XXX|Oct:2006,XXX/XXX|Sep:2006,XXX/XXX|Aug:2006,XXX/XXX|Jul:2006,XXX/XXX|Jun:2006,XXX/XXX|May:2006,XXX/XXX|Apr:2006,XXX/XXX|Mar:2006,XXX/XXX|Feb:2006,XXX/XXX|Jan:2006,XXX/XXX|Dec:2005,XXX/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <PRINCIPAL-WRITE-OFF-AMT>72,912</PRINCIPAL-WRITE-OFF-AMT>
        <SECURITY-DETAILS/>
        <INTEREST-RATE>37.8</INTEREST-RATE>
        <WRITTEN-OFF_SETTLED-STATUS>Written-off</WRITTEN-OFF_SETTLED-STATUS>
        <CASH-LIMIT>7,000</CASH-LIMIT>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>0004346772001553840</ACCT-NUMBER>
        <CREDIT-GUARANTOR>HDFC BANK LTD</CREDIT-GUARANTOR>
        <ACCT-TYPE>Credit Card</ACCT-TYPE>
        <DATE-REPORTED>31-05-2011</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>771</DISBURSED-AMT>
        <DISBURSED-DT>08-02-2006</DISBURSED-DT>
        <CLOSED-DATE>02-07-2006</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Jun:2006,XXX/XXX|May:2006,XXX/XXX|Apr:2006,XXX/XXX|Mar:2006,XXX/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>01LCBBA23193267</ACCT-NUMBER>
        <CREDIT-GUARANTOR>CITI BANK</CREDIT-GUARANTOR>
        <ACCT-TYPE>Personal Loan</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>2,75,000</DISBURSED-AMT>
        <DISBURSED-DT>20-11-2006</DISBURSED-DT>
        <LAST-PAYMENT-DATE>18-07-2008</LAST-PAYMENT-DATE>
        <INSTALLMENT-AMT>8,078/Monthly</INSTALLMENT-AMT>
        <OVERDUE-AMT>3,31,198</OVERDUE-AMT>
        <WRITE-OFF-AMT>2,43,438</WRITE-OFF-AMT>
        <CURRENT-BAL>3,93,305</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Aug:2021,900/XXX|Jul:2021,900/XXX|Jun:2021,900/XXX|May:2021,900/XXX|Apr:2021,900/XXX|Mar:2021,900/XXX|Feb:2021,900/XXX|Jan:2021,900/XXX|Dec:2020,900/XXX|Nov:2020,900/XXX|Oct:2020,900/XXX|Sep:2020,900/XXX|Aug:2020,900/XXX|Jul:2020,900/XXX|Jun:2020,900/XXX|May:2020,900/XXX|Apr:2020,900/XXX|Mar:2020,900/XXX|Feb:2020,900/XXX|Jan:2020,900/XXX|Dec:2019,900/XXX|Nov:2019,900/XXX|Oct:2019,900/XXX|Sep:2019,900/XXX|Aug:2019,900/XXX|Jul:2019,900/XXX|Jun:2019,900/XXX|May:2019,900/XXX|Apr:2019,900/XXX|Mar:2019,900/XXX|Feb:2019,900/XXX|Jan:2019,900/XXX|Dec:2018,900/XXX|Nov:2018,900/XXX|Oct:2018,900/XXX|Sep:2018,900/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS>
          <ACCOUNT-DETAILS>
            <ACCT-NUMBER>01LCBBA23193267</ACCT-NUMBER>
            <CREDIT-GUARANTOR>CITI BANK</CREDIT-GUARANTOR>
            <ACCT-TYPE>Personal Loan</ACCT-TYPE>
            <DATE-REPORTED>31-03-2019</DATE-REPORTED>
            <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
            <ACCOUNT-STATUS>Written Off</ACCOUNT-STATUS>
            <DISBURSED-AMT>2,75,000</DISBURSED-AMT>
            <DISBURSED-DT>20-11-2006</DISBURSED-DT>
            <LAST-PAYMENT-DATE>18-07-2008</LAST-PAYMENT-DATE>
            <OVERDUE-AMT>3,31,198</OVERDUE-AMT>
            <CURRENT-BAL>3,93,305</CURRENT-BAL>
            <SECURITY-DETAILS/>
          </ACCOUNT-DETAILS>
        </LINKED-ACCOUNTS>
        <PRINCIPAL-WRITE-OFF-AMT>2,43,438</PRINCIPAL-WRITE-OFF-AMT>
        <SECURITY-DETAILS/>
        <INTEREST-RATE>18.0</INTEREST-RATE>
        <WRITTEN-OFF_SETTLED-STATUS>Written-off</WRITTEN-OFF_SETTLED-STATUS>
        <ACTUAL-PAYMENT>0</ACTUAL-PAYMENT>
      </LOAN-DETAILS>
    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>0106530700037002</ACCT-NUMBER>
        <CREDIT-GUARANTOR>MANAPPURAM FINANCE LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Gold Loan</ACCT-TYPE>
        <DATE-REPORTED>31-12-2016</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>1,54,154</DISBURSED-AMT>
        <DISBURSED-DT>14-12-2016</DISBURSED-DT>
        <LAST-PAYMENT-DATE>31-12-2016</LAST-PAYMENT-DATE>
        <CLOSED-DATE>31-12-2016</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Dec:2016,000/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
      </LOAN-DETAILS>
    </RESPONSE>
  </RESPONSES>
  <SCORES>
    <SCORE>
      <SCORE-TYPE>PERFORM CONSUMER 2.0</SCORE-TYPE>
      <SCORE-VALUE>300</SCORE-VALUE>
      <SCORE-FACTORS></SCORE-FACTORS>
      <SCORE-COMMENTS>M-Very High Risk</SCORE-COMMENTS>
    </SCORE>
  </SCORES>
  <PRINTABLE-REPORT>
    <TYPE></TYPE>
    <FILE-NAME></FILE-NAME>
    <CONTENT></CONTENT>
  </PRINTABLE-REPORT>
</B2C-REPORT>