{"HEADER":{"DATE-OF-REQUEST":"05-10-2021","PREPARED-FOR":{"0":"  "},"DATE-OF-ISSUE":"05-10-2021","REPORT-ID":"CCR211005CR345654278","BATCH-ID":"1141334509211005","STATUS":"SUCCESS"},"REQUEST":{"NAME":"SYAMLAL N S","FATHER":"LUNICK","DOB":"20-12-1994","PAN":"ITXPS8769G","EMAIL-1":"SYMALAL26@GMAIL.COM","ADDRESS-1":"NIKARTHIL KATTATHARAPARAMBU Palluruthy 682006 Karnataka","ADDRESS-2":{},"ADDRESS-3":{},"PHONE-1":"8848796566"},"PERSONAL-INFO-VARIATION":{"NAME-VARIATIONS":{"VARIATION":[{"VALUE":"SYAMLAL N S","REPORTED-DATE":"28-02-2021"},{"VALUE":"SYAMLAL N S","REPORTED-DATE":"31-08-2021"},{"VALUE":"SYAMLAL LUNICK","REPORTED-DATE":"28-02-2021"},{"VALUE":"SYAMLAL LUNICK","REPORTED-DATE":"31-08-2021"}]},"ADDRESS-VARIATIONS":{"VARIATION":[{"VALUE":"NIKARTHIL KATTATHARAPARAMBA PALLURUTHY ERNAKULAM COCHIN COCHIN 682006 KL","REPORTED-DATE":"31-05-2019"},{"VALUE":"KATTATHARAPARAMBU PALLURUTHY ERNAKULAM - NR FATHIMA HOSPITAL COCHIN 682006 KL","REPORTED-DATE":"28-02-2021"},{"VALUE":"NIKARTHIL HOUSE PALLURUTHY P O KATTATHAR APARAMBU - NEAR FATHIMA HOSPITAL COCHIN 682006 KL","REPORTED-DATE":"28-02-2021"},{"VALUE":"INCS COCHIN 682004 KL","REPORTED-DATE":"31-08-2021"},{"VALUE":"KATTATHARAPARAMBU PALLURUTHY  KATTATHARA PARAMBU COCHIN 682006 KL","REPORTED-DATE":"28-02-2021"},{"VALUE":"NIKARTHIL KATTATHARAPARAMBA PALLURUTHY 682006 KL","REPORTED-DATE":"31-08-2021"},{"VALUE":"NANDILATH GMART EDAPPALLY ERNAKULAM 801 KERALA 682024 KL","REPORTED-DATE":"31-08-2021"},{"VALUE":"QUESS CORPORATION LTD NANDILATH GMART EDAPPALLY ERNAKULAM 801 KERALA 682024 KL","REPORTED-DATE":"31-07-2021"},{"VALUE":"NIKARTHIL KATTATHARAPARAMB PALLURUTHY S O ERNAKULAM 801 KERALA 682006 KL","REPORTED-DATE":"31-08-2021"},{"VALUE":"KATTATHARAPARAMBU PALLURUTHY KATTATHARAPARAMBU COCHIN KERALA 682006 682006 KL","REPORTED-DATE":"31-08-2021"}]},"PAN-VARIATIONS":{"VARIATION":{"VALUE":"ITXPS8769G","REPORTED-DATE":"31-08-2021"}},"UID-VARIATIONS":{"VARIATION":{"VALUE":"XXXXXXXX0551","REPORTED-DATE":"31-08-2021"}},"OTHER-ID-VARIATIONS":{},"DRIVING-LICENSE-VARIATIONS":{"VARIATION":{"VALUE":"432532016","REPORTED-DATE":"31-07-2021"}},"DATE-OF-BIRTH-VARIATIONS":{"VARIATION":[{"VALUE":"20-12-1994","REPORTED-DATE":"28-02-2021"},{"VALUE":"20-12-1994","REPORTED-DATE":"31-08-2021"}]},"VOTER-ID-VARIATIONS":{},"PASSPORT-VARIATIONS":{},"PHONE-NUMBER-VARIATIONS":{"VARIATION":[{"VALUE":"9847596019","REPORTED-DATE":"28-02-2021"},{"VALUE":"9847596019","REPORTED-DATE":"31-08-2021"},{"VALUE":"8281669069","REPORTED-DATE":"28-02-2021"},{"VALUE":"8281669069","REPORTED-DATE":"31-08-2021"},{"VALUE":"9656996019","REPORTED-DATE":"28-02-2021"},{"VALUE":"8089096019","REPORTED-DATE":"28-02-2021"},{"VALUE":"8848796566","REPORTED-DATE":"31-08-2021"}]},"RATION-CARD-VARIATIONS":{},"EMAIL-VARIATIONS":{"VARIATION":{"VALUE":"syamlal26@gmail.com","REPORTED-DATE":"31-08-2021"}}},"SECONDARY-MATCHES":{},"ACCOUNTS-SUMMARY":{"DERIVED-ATTRIBUTES":{"INQURIES-IN-LAST-SIX-MONTHS":"0","LENGTH-OF-CREDIT-HISTORY-YEAR":"3","LENGTH-OF-CREDIT-HISTORY-MONTH":"10","AVERAGE-ACCOUNT-AGE-YEAR":"1","AVERAGE-ACCOUNT-AGE-MONTH":"1","NEW-ACCOUNTS-IN-LAST-SIX-MONTHS":"0","NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS":"3"},"PRIMARY-ACCOUNTS-SUMMARY":{"PRIMARY-NUMBER-OF-ACCOUNTS":"13","PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS":"3","PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS":"1","PRIMARY-SECURED-NUMBER-OF-ACCOUNTS":"0","PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS":"0","PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS":"0","PRIMARY-CURRENT-BALANCE":"1,21,457","PRIMARY-SANCTIONED-AMOUNT":"3,66,574","PRIMARY-DISBURSED-AMOUNT":"3,66,574"},"SECONDARY-ACCOUNTS-SUMMARY":{"SECONDARY-NUMBER-OF-ACCOUNTS":"0","SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS":"0","SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS":"0","SECONDARY-SECURED-NUMBER-OF-ACCOUNTS":"0","SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS":"0","SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS":"0","SECONDARY-CURRENT-BALANCE":"0","SECONDARY-SANCTIONED-AMOUNT":"0","SECONDARY-DISBURSED-AMOUNT":"0"}},"EMPLOYMENT-DETAILS":{"EMPLOYMENT-DETAIL":{"ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-08-2021","OCCUPATION":"OTHERS"}},"RESPONSES":{"RESPONSE":[{"LOAN-DETAILS":{"ACCT-NUMBER":"415DPF64026790","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"28-02-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"19,900","DISBURSED-DT":"31-01-2018","LAST-PAYMENT-DATE":"05-12-2018","CLOSED-DATE":"13-01-2019","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Jan:2019,000\/XXX|Dec:2018,000\/XXX|Nov:2018,000\/XXX|Oct:2018,000\/XXX|Sep:2018,000\/XXX|Aug:2018,000\/XXX|Jul:2018,000\/XXX|Jun:2018,000\/XXX|May:2018,000\/XXX|Apr:2018,000\/XXX|Mar:2018,000\/XXX|Feb:2018,XXX\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"415DPF83345777","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-07-2019","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"13,240","DISBURSED-DT":"31-07-2018","LAST-PAYMENT-DATE":"21-01-2019","CLOSED-DATE":"15-02-2019","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Feb:2019,DDD\/DDD|Jan:2019,000\/XXX|Dec:2018,000\/XXX|Nov:2018,000\/XXX|Oct:2018,000\/XXX|Sep:2018,000\/XXX|Aug:2018,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"39511969","CREDIT-GUARANTOR":"IDFC","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-08-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Active","DISBURSED-AMT":"9,913","DISBURSED-DT":"28-01-2021","LAST-PAYMENT-DATE":"11-08-2021","INSTALLMENT-AMT":"1,208\/Monthly","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"3,491","COMBINED-PAYMENT-HISTORY":"Aug:2021,000\/XXX|Jul:2021,029\/XXX|Jun:2021,028\/XXX|May:2021,000\/XXX|Apr:2021,DDD\/DDD|Mar:2021,000\/XXX|Feb:2021,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{},"SUIT-FILED_WILFUL-DEFAULT":"No Suit filed","ACTUAL-PAYMENT":"7,279"}},{"LOAN-DETAILS":{"ACCT-NUMBER":"415EPLED831237","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Personal Loan","DATE-REPORTED":"28-02-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"20,691","DISBURSED-DT":"28-03-2019","LAST-PAYMENT-DATE":"08-12-2020","CLOSED-DATE":"07-01-2021","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Jan:2021,000\/XXX|Dec:2020,000\/XXX|Nov:2020,000\/XXX|Oct:2020,000\/XXX|Sep:2020,000\/XXX|Aug:2020,DDD\/DDD|Jul:2020,028\/XXX|Jun:2020,000\/XXX|May:2020,000\/XXX|Apr:2020,000\/XXX|Mar:2020,000\/XXX|Feb:2020,000\/XXX|Jan:2020,000\/XXX|Dec:2019,000\/XXX|Nov:2019,000\/XXX|Oct:2019,000\/XXX|Sep:2019,000\/XXX|Aug:2019,000\/XXX|Jul:2019,DDD\/DDD|Jun:2019,000\/XXX|May:2019,000\/XXX|Apr:2019,000\/XXX|Mar:2019,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"51791544","CREDIT-GUARANTOR":"HDFC BANK LTD","ACCT-TYPE":"Auto Loan (Personal)","DATE-REPORTED":"31-08-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Active","DISBURSED-AMT":"3,16,761","DISBURSED-DT":"17-10-2017","LAST-PAYMENT-DATE":"15-07-2021","OVERDUE-AMT":"6,692","WRITE-OFF-AMT":"0","CURRENT-BAL":"1,17,966","COMBINED-PAYMENT-HISTORY":"Aug:2021,024\/STD|Jul:2021,000\/STD|Jun:2021,054\/STD|May:2021,024\/STD|Apr:2021,000\/STD|Mar:2021,024\/STD|Feb:2021,021\/STD|Jan:2021,024\/STD|Dec:2020,024\/STD|Nov:2020,023\/STD|Oct:2020,024\/STD|Sep:2020,023\/STD|Aug:2020,000\/STD|Jul:2020,023\/STD|Jun:2020,023\/STD|May:2020,000\/STD|Apr:2020,000\/STD|Mar:2020,000\/STD|Feb:2020,000\/STD|Jan:2020,000\/STD|Dec:2019,000\/STD|Nov:2019,000\/STD|Oct:2019,000\/STD|Sep:2019,000\/STD|Aug:2019,024\/STD|Jul:2019,000\/STD|Jun:2019,000\/STD|May:2019,000\/STD|Apr:2019,000\/STD|Mar:2019,024\/STD|Feb:2019,021\/STD|Jan:2019,000\/STD|Dec:2018,000\/STD|Nov:2018,000\/STD|Oct:2018,000\/STD|Sep:2018,000\/STD|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{"SECURITY-DETAIL":{"SECURITY-TYPE":{},"OWNER-NAME":{},"SECURITY-VALUE":"0","DATE-OF-VALUE":{},"SECURITY-CHARGE":{},"PROPERTY-ADDRESS":{},"AUTOMOBILE-TYPE":{},"YEAR-OF-MANUFACTURE":{},"REGISTRATION-NUMBER":{},"ENGINE-NUMBER":{},"CHASSIS-NUMBER":{}}},"ACTUAL-PAYMENT":"0"}},{"LOAN-DETAILS":{"ACCT-NUMBER":"4150CD40008884","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"28-02-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"23,250","DISBURSED-DT":"16-05-2017","LAST-PAYMENT-DATE":"05-02-2018","CLOSED-DATE":"26-08-2018","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Aug:2018,000\/XXX|Jul:2018,000\/XXX|Jun:2018,000\/XXX|May:2018,000\/XXX|Apr:2018,000\/XXX|Mar:2018,000\/XXX|Feb:2018,XXX\/XXX|Jan:2018,XXX\/XXX|Dec:2017,XXX\/XXX|Nov:2017,XXX\/XXX|Oct:2017,XXX\/XXX|Sep:2017,XXX\/XXX|Aug:2017,XXX\/XXX|Jul:2017,XXX\/XXX|Jun:2017,XXX\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"0004893772412094746","CREDIT-GUARANTOR":"HDFC BANK LTD","ACCT-TYPE":"Credit Card","DATE-REPORTED":"31-05-2019","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"54,750","DISBURSED-DT":"16-11-2017","LAST-PAYMENT-DATE":"30-04-2019","CLOSED-DATE":"31-05-2019","OVERDUE-AMT":"0","WRITE-OFF-AMT":"48,222","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"May:2019,000\/XXX|Apr:2019,028\/XXX|Mar:2019,090\/XXX|Feb:2019,054\/XXX|Jan:2019,030\/XXX|Dec:2018,030\/XXX|Nov:2018,058\/XXX|Oct:2018,060\/XXX|Sep:2018,088\/XXX|Aug:2018,000\/XXX|Jul:2018,030\/XXX|Jun:2018,000\/XXX|May:2018,000\/XXX|Apr:2018,000\/XXX|Mar:2018,000\/XXX|Feb:2018,000\/XXX|Jan:2018,000\/XXX|Dec:2017,000\/XXX|Nov:2017,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"PRINCIPAL-WRITE-OFF-AMT":"0","SECURITY-DETAILS":{},"WRITTEN-OFF_SETTLED-STATUS":"Settled","SETTLEMENT-AMT":"31,000"}},{"LOAN-DETAILS":{"ACCT-NUMBER":"415DPF83598573","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"28-02-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"17,600","DISBURSED-DT":"06-08-2018","LAST-PAYMENT-DATE":"15-04-2019","CLOSED-DATE":"14-06-2019","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Jun:2019,000\/XXX|May:2019,000\/XXX|Apr:2019,000\/XXX|Mar:2019,000\/XXX|Feb:2019,DDD\/DDD|Jan:2019,000\/XXX|Dec:2018,000\/XXX|Nov:2018,000\/XXX|Oct:2018,000\/XXX|Sep:2018,000\/XXX|Aug:2018,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"4150CD62373290","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-07-2019","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"17,500","DISBURSED-DT":"12-01-2018","LAST-PAYMENT-DATE":"05-09-2018","CLOSED-DATE":"13-10-2018","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Oct:2018,000\/XXX|Sep:2018,000\/XXX|Aug:2018,000\/XXX|Jul:2018,000\/XXX|Jun:2018,000\/XXX|May:2018,000\/XXX|Apr:2018,000\/XXX|Mar:2018,000\/XXX|Feb:2018,000\/XXX|Jan:2018,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"37975965","CREDIT-GUARANTOR":"IDFC","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-07-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"21,168","DISBURSED-DT":"16-12-2020","LAST-PAYMENT-DATE":"16-07-2021","CLOSED-DATE":"18-07-2021","INSTALLMENT-AMT":"2,800\/Monthly","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Jul:2021,000\/XXX|Jun:2021,028\/XXX|May:2021,000\/XXX|Apr:2021,000\/XXX|Mar:2021,000\/XXX|Feb:2021,000\/XXX|Jan:2021,000\/XXX|Dec:2020,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{},"SUIT-FILED_WILFUL-DEFAULT":"No Suit filed","ACTUAL-PAYMENT":"24,920"}},{"LOAN-DETAILS":{"ACCT-NUMBER":"415DPFFU599051","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-08-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Active","DISBURSED-AMT":"39,900","DISBURSED-DT":"12-02-2020","LAST-PAYMENT-DATE":"10-02-2021","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Aug:2021,000\/XXX|Jul:2021,000\/XXX|Jun:2021,000\/XXX|May:2021,000\/XXX|Apr:2021,000\/XXX|Mar:2021,000\/XXX|Feb:2021,000\/XXX|Jan:2021,000\/XXX|Dec:2020,000\/XXX|Nov:2020,000\/XXX|Oct:2020,000\/XXX|Sep:2020,000\/XXX|Aug:2020,000\/XXX|Jul:2020,025\/XXX|Jun:2020,024\/XXX|May:2020,000\/XXX|Apr:2020,000\/XXX|Mar:2020,000\/XXX|Feb:2020,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"415REM73224534","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"31-07-2019","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"8,007","DISBURSED-DT":"29-04-2018","LAST-PAYMENT-DATE":"02-08-2018","CLOSED-DATE":"08-09-2018","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Sep:2018,000\/XXX|Aug:2018,000\/XXX|Jul:2018,000\/XXX|Jun:2018,000\/XXX|May:2018,000\/XXX|Apr:2018,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}},{"LOAN-DETAILS":{"ACCT-NUMBER":"415ECFEC593924","CREDIT-GUARANTOR":"BAJAJ FINANCE LIMITED","ACCT-TYPE":"Consumer Loan","DATE-REPORTED":"28-02-2021","OWNERSHIP-IND":"Individual","ACCOUNT-STATUS":"Closed","DISBURSED-AMT":"20,691","DISBURSED-DT":"18-03-2019","LAST-PAYMENT-DATE":"27-03-2019","CLOSED-DATE":"28-03-2019","OVERDUE-AMT":"0","WRITE-OFF-AMT":"0","CURRENT-BAL":"0","COMBINED-PAYMENT-HISTORY":"Mar:2019,000\/XXX|","MATCHED-TYPE":"PRIMARY","LINKED-ACCOUNTS":{},"SECURITY-DETAILS":{}}}]},"INQUIRY-HISTORY":{"HISTORY":{"MEMBER-NAME":"HDB FINANCIAL SERVICES LIMITED","INQUIRY-DATE":"07-12-2020","PURPOSE":"Consumer Loan","OWNERSHIP-TYPE":"PRIMARY","AMOUNT":"30,000","REMARK":{}}},"SCORES":{"SCORE":{"SCORE-TYPE":"PERFORM CONSUMER 2.0","SCORE-VALUE":"505","SCORE-COMMENTS":"K-High Risk"}},"PRINTABLE-REPORT":{"TYPE":{},"FILE-NAME":{},"CONTENT":{}}}