<B2C-REPORT>
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    <DATE-OF-REQUEST>13-09-2021</DATE-OF-REQUEST>
    <PREPARED-FOR>  </PREPARED-FOR>
    <DATE-OF-ISSUE>13-09-2021</DATE-OF-ISSUE>
    <REPORT-ID>CCR210913CR317411865</REPORT-ID>
    <BATCH-ID>1113571552210913</BATCH-ID>
    <STATUS>SUCCESS</STATUS>
  </HEADER>
  <REQUEST>
    <NAME><![CDATA[PRAKASH PAUL C]]></NAME>
    <FATHER><![CDATA[CHINNASWAMY]]></FATHER>
    <DOB>22-11-1973</DOB>
    <PAN><![CDATA[ASVPP6805F]]></PAN>
    <EMAIL-1>prakashpaul.c@gmail.com</EMAIL-1>
    <ADDRESS-1><![CDATA[842 BANGLORE Bhattarahalli 560049 Karnataka]]></ADDRESS-1>
    <ADDRESS-2></ADDRESS-2>
    <ADDRESS-3></ADDRESS-3>
    <PHONE-1>9845991110</PHONE-1>
  </REQUEST>
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      <VARIATION>
        <VALUE><![CDATA[PRAKASH PAUL .]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[PRAKASH PAUL C]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[PRAKASH  PAUL C]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
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        <VALUE><![CDATA[S/O CHINNASWAMY REDDY, NO.42 ERANNAPALYA BANGALORE 560045 KA]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO 42 ERANNAPALYA SBI BANK ROAD BANGALORE 560045 KA]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO. 42 VEERANNA PALYA HALEOORU ERANNANAPALYA NEAR KINGSTAN SCHOOL 560045 KA]]></VALUE>
        <REPORTED-DATE>31-05-2020</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[42 VEERNNA PALYA HALEOORU NEAR KINGSTON SCHOOL BANGALORE 560045 KA]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO 42 VEERANAPALAYA ARABIC COLLAGE POST BANGALORE  BANGALORE 560045 KA]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[NO 42 VEERANA PALYA ARABIC  COLLEGE POST   BANGALORE 560045 KA]]></VALUE>
        <REPORTED-DATE>31-03-2020</REPORTED-DATE>
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      <VARIATION>
        <VALUE><![CDATA[ASVPP6805F]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[ASVPP6805F]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
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      <VARIATION>
        <VALUE><![CDATA[XXXXXXXX9850]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
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    <OTHER-ID-VARIATIONS/>
    <DRIVING-LICENSE-VARIATIONS/>
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        <VALUE><![CDATA[22-11-1973]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[22-11-1973]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
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        <VALUE><![CDATA[ZUI2001162]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
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      <VARIATION>
        <VALUE><![CDATA[K1708823]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
    </PASSPORT-VARIATIONS>
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      <VARIATION>
        <VALUE><![CDATA[9845991110]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
        <VALUE><![CDATA[9845991110]]></VALUE>
        <REPORTED-DATE>31-08-2021</REPORTED-DATE>
      </VARIATION>
      <VARIATION>
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        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
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    <EMAIL-VARIATIONS>
      <VARIATION>
        <VALUE><![CDATA[prakashpaul.c@gmail.com]]></VALUE>
        <REPORTED-DATE>31-07-2021</REPORTED-DATE>
      </VARIATION>
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      <SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS>0</SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS>
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      <DATE-REPORTED>31-07-2021</DATE-REPORTED>
      <OCCUPATION>SELF EMPLOYED</OCCUPATION>
    </EMPLOYMENT-DETAIL>
  </EMPLOYMENT-DETAILS>
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    <RESPONSE>
      <LOAN-DETAILS>
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        <CREDIT-GUARANTOR>KOTAK MAHINDRA BANK</CREDIT-GUARANTOR>
        <ACCT-TYPE>Property Loan</ACCT-TYPE>
        <DATE-REPORTED>31-07-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
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        <DISBURSED-DT>29-08-2017</DISBURSED-DT>
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    <RESPONSE>
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        <ACCT-TYPE>Property Loan</ACCT-TYPE>
        <DATE-REPORTED>31-07-2021</DATE-REPORTED>
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        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
        <SECURITY-DETAILS/>
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    <RESPONSE>
      <LOAN-DETAILS>
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        <CREDIT-GUARANTOR>KOTAK MAHINDRA BANK</CREDIT-GUARANTOR>
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        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
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        <DISBURSED-DT>30-04-2014</DISBURSED-DT>
        <LAST-PAYMENT-DATE>06-09-2017</LAST-PAYMENT-DATE>
        <CLOSED-DATE>12-09-2017</CLOSED-DATE>
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        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Sep:2017,000/XXX|Aug:2017,000/XXX|Jul:2017,000/XXX|Jun:2017,000/XXX|May:2017,000/XXX|Apr:2017,000/XXX|Mar:2017,000/XXX|Feb:2017,000/XXX|Jan:2017,000/XXX|Dec:2016,000/XXX|Nov:2016,000/XXX|Oct:2016,000/XXX|Sep:2016,000/XXX|Aug:2016,000/XXX|Jul:2016,000/XXX|Jun:2016,000/XXX|May:2016,000/XXX|Apr:2016,000/XXX|Mar:2016,000/XXX|Feb:2016,000/XXX|Jan:2016,000/XXX|Dec:2015,000/XXX|Nov:2015,000/XXX|Oct:2015,000/XXX|Sep:2015,000/XXX|Aug:2015,000/XXX|Jul:2015,000/XXX|Jun:2015,000/XXX|May:2015,000/XXX|Apr:2015,000/XXX|Mar:2015,000/XXX|Feb:2015,000/XXX|Jan:2015,000/XXX|Dec:2014,000/XXX|Nov:2014,XXX/XXX|Oct:2014,XXX/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
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        <SECURITY-DETAILS/>
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    <RESPONSE>
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        <ACCT-NUMBER>9406160001039067</ACCT-NUMBER>
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        <ACCT-TYPE>Credit Card</ACCT-TYPE>
        <DATE-REPORTED>31-03-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
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        <COMBINED-PAYMENT-HISTORY>Mar:2021,000/XXX|Feb:2021,000/XXX|Jan:2021,000/XXX|Dec:2020,000/XXX|Nov:2020,000/XXX|Oct:2020,000/XXX|Sep:2020,000/XXX|Aug:2020,000/XXX|Jul:2020,000/XXX|Jun:2020,000/XXX|May:2020,DDD/DDD|Apr:2020,000/XXX|Mar:2020,000/XXX|Feb:2020,000/XXX|Jan:2020,000/XXX|Dec:2019,000/XXX|Nov:2019,000/XXX|Oct:2019,000/XXX|Sep:2019,000/XXX|Aug:2019,000/XXX|Jul:2019,000/XXX|Jun:2019,000/XXX|May:2019,000/XXX|Apr:2019,000/XXX|Mar:2019,000/XXX|Feb:2019,000/XXX|Jan:2019,000/XXX|Dec:2018,000/XXX|Nov:2018,000/XXX|Oct:2018,000/XXX|Sep:2018,000/XXX|Aug:2018,000/XXX|Jul:2018,000/XXX|Jun:2018,000/XXX|May:2018,000/XXX|Apr:2018,DDD/DDD|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS>
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            <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
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    <RESPONSE>
      <LOAN-DETAILS>
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        <CREDIT-GUARANTOR>KOTAK MAHINDRA PRIME LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Auto Loan (Personal)</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>15,07,451</DISBURSED-AMT>
        <DISBURSED-DT>18-05-2018</DISBURSED-DT>
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        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
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    <RESPONSE>
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        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
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            <AUTOMOBILE-TYPE></AUTOMOBILE-TYPE>
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            <CHASSIS-NUMBER></CHASSIS-NUMBER>
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        <INTEREST-RATE>9.3</INTEREST-RATE>
        <SUIT-FILED_WILFUL-DEFAULT>No Suit filed</SUIT-FILED_WILFUL-DEFAULT>
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    <RESPONSE>
      <LOAN-DETAILS>
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        <CREDIT-GUARANTOR>KOTAK MAHINDRA BANK</CREDIT-GUARANTOR>
        <ACCT-TYPE>Property Loan</ACCT-TYPE>
        <DATE-REPORTED>31-07-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>10,00,00,000</DISBURSED-AMT>
        <DISBURSED-DT>18-05-2018</DISBURSED-DT>
        <LAST-PAYMENT-DATE>11-05-2021</LAST-PAYMENT-DATE>
        <OVERDUE-AMT>74,50,924</OVERDUE-AMT>
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        <CURRENT-BAL>9,04,74,798</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Jul:2021,172/XXX|Jun:2021,141/XXX|May:2021,111/XXX|Apr:2021,080/XXX|Mar:2021,081/XXX|Feb:2021,081/XXX|Jan:2021,083/XXX|Dec:2020,083/XXX|Nov:2020,052/XXX|Oct:2020,052/XXX|Sep:2020,021/XXX|Aug:2020,000/XXX|Jul:2020,000/XXX|Jun:2020,DDD/DDD|May:2020,000/XXX|Apr:2020,000/XXX|Mar:2020,000/XXX|Feb:2020,000/XXX|Jan:2020,000/XXX|Dec:2019,000/XXX|Nov:2019,000/XXX|Oct:2019,000/XXX|Sep:2019,000/XXX|Aug:2019,000/XXX|Jul:2019,000/XXX|Jun:2019,DDD/DDD|May:2019,DDD/DDD|Apr:2019,000/XXX|Mar:2019,DDD/DDD|Feb:2019,000/XXX|Jan:2019,000/XXX|Dec:2018,000/XXX|Nov:2018,000/XXX|Oct:2018,000/XXX|Sep:2018,DDD/DDD|Aug:2018,000/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS/>
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    <RESPONSE>
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        <ACCT-NUMBER>089000002265996</ACCT-NUMBER>
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        <DATE-REPORTED>18-07-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-DT>29-10-2019</DISBURSED-DT>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <COMBINED-PAYMENT-HISTORY>Jul:2021,000/XXX|Jun:2021,000/XXX|May:2021,000/XXX|Apr:2021,000/XXX|Mar:2021,000/XXX|Feb:2021,000/XXX|Jan:2021,000/XXX|Dec:2020,000/XXX|Nov:2020,000/XXX|Oct:2020,000/XXX|Sep:2020,000/XXX|Aug:2020,000/XXX|Jul:2020,000/XXX|Jun:2020,000/XXX|May:2020,000/XXX|Apr:2020,000/XXX|Mar:2020,000/XXX|Feb:2020,XXX/XXX|Jan:2020,XXX/XXX|Dec:2019,XXX/XXX|Nov:2019,XXX/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
        <LINKED-ACCOUNTS>
          <ACCOUNT-DETAILS>
            <ACCT-NUMBER>4514570039288348</ACCT-NUMBER>
            <CREDIT-GUARANTOR>AXIS BANK</CREDIT-GUARANTOR>
            <ACCT-TYPE>Credit Card</ACCT-TYPE>
            <DATE-REPORTED>30-04-2020</DATE-REPORTED>
            <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
            <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
            <DISBURSED-DT>29-10-2019</DISBURSED-DT>
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        <SETTLEMENT-AMT>0</SETTLEMENT-AMT>
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    </RESPONSE>
    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>LAP17507035</ACCT-NUMBER>
        <CREDIT-GUARANTOR>KOTAK MAHINDRA BANK</CREDIT-GUARANTOR>
        <ACCT-TYPE>Property Loan</ACCT-TYPE>
        <DATE-REPORTED>30-09-2017</DATE-REPORTED>
        <OWNERSHIP-IND>Individual</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Closed</ACCOUNT-STATUS>
        <DISBURSED-AMT>2,85,00,000</DISBURSED-AMT>
        <DISBURSED-DT>30-04-2014</DISBURSED-DT>
        <LAST-PAYMENT-DATE>06-09-2017</LAST-PAYMENT-DATE>
        <CLOSED-DATE>13-09-2017</CLOSED-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>0</CURRENT-BAL>
        <COMBINED-PAYMENT-HISTORY>Sep:2017,000/XXX|Aug:2017,000/XXX|Jul:2017,000/XXX|Jun:2017,000/XXX|May:2017,000/XXX|Apr:2017,000/XXX|Mar:2017,000/XXX|Feb:2017,000/XXX|Jan:2017,000/XXX|Dec:2016,000/XXX|Nov:2016,000/XXX|Oct:2016,000/XXX|Sep:2016,000/XXX|Aug:2016,000/XXX|Jul:2016,000/XXX|Jun:2016,000/XXX|May:2016,000/XXX|Apr:2016,000/XXX|Mar:2016,000/XXX|Feb:2016,000/XXX|Jan:2016,000/XXX|Dec:2015,000/XXX|Nov:2015,000/XXX|Oct:2015,000/XXX|Sep:2015,000/XXX|Aug:2015,000/XXX|Jul:2015,000/XXX|Jun:2015,000/XXX|May:2015,000/XXX|Apr:2015,000/XXX|Mar:2015,000/XXX|Feb:2015,000/XXX|Jan:2015,000/XXX|Dec:2014,000/XXX|Nov:2014,XXX/XXX|Oct:2014,XXX/XXX|</COMBINED-PAYMENT-HISTORY>
        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
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    <RESPONSE>
      <LOAN-DETAILS>
        <ACCT-NUMBER>CF15770684</ACCT-NUMBER>
        <CREDIT-GUARANTOR>KOTAK MAHINDRA PRIME LIMITED</CREDIT-GUARANTOR>
        <ACCT-TYPE>Auto Loan (Personal)</ACCT-TYPE>
        <DATE-REPORTED>31-08-2021</DATE-REPORTED>
        <OWNERSHIP-IND>Joint</OWNERSHIP-IND>
        <ACCOUNT-STATUS>Active</ACCOUNT-STATUS>
        <DISBURSED-AMT>22,28,704</DISBURSED-AMT>
        <DISBURSED-DT>18-05-2018</DISBURSED-DT>
        <LAST-PAYMENT-DATE>05-08-2021</LAST-PAYMENT-DATE>
        <OVERDUE-AMT>0</OVERDUE-AMT>
        <WRITE-OFF-AMT>0</WRITE-OFF-AMT>
        <CURRENT-BAL>8,93,158</CURRENT-BAL>
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        <MATCHED-TYPE>PRIMARY</MATCHED-TYPE>
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    </RESPONSE>
  </RESPONSES>
  <SCORES>
    <SCORE>
      <SCORE-TYPE>PERFORM CONSUMER 2.0</SCORE-TYPE>
      <SCORE-VALUE>339</SCORE-VALUE>
      <SCORE-FACTORS></SCORE-FACTORS>
      <SCORE-COMMENTS>L-Very High Risk</SCORE-COMMENTS>
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  </SCORES>
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    <TYPE></TYPE>
    <FILE-NAME></FILE-NAME>
    <CONTENT></CONTENT>
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